Budgets that match your pay cycle
Set a custom month start day. If salary lands on the 25th, your budget runs from the 25th - not two awkward half-months.
Features
A family budget that never uploads your finances
Income, planned savings, recurring payments, and day-to-day expenses - tracked on your family's devices, summarized by category and person, with receipt scanning and a loan calculator built in.
Free forever · Works offline · No account needed
What it does
Income and savings first
Record income and set aside planned savings up front, so the balance that remains is the one you can actually spend.
Recurring payments handled
Rent, insurance, and subscriptions tracked by day-of-month, as part of the plan rather than surprise debits.
Expenses with real categories
Food, transport, housing, utilities, health, education, and more - logged per family member, in the currency you choose.
Receipts, scanned
Photograph a receipt and OCR pulls out the merchant, total, and line items. Expenses practically file themselves.
Ask before you spend
'Can I afford €150 this weekend?' The on-device assistant checks the month's budget and answers - nothing sent anywhere.
A loan calculator built in
Run EMI math on a loan and save it to compare scenarios later - useful before big family decisions.
Summaries that explain the month
Totals by category and by member, weekly grouping, and filters to answer 'where did it go?' in seconds.
Your finances stay local
Everything sits in the encrypted on-device database. There's no bank connection, no credentials, and no server copy.
How it works
Set up the month
Enter income, planned savings, and the fixed payments you already know about. Pick the day your budget month begins.
Log spending your way
Add expenses manually, photograph receipts and let OCR extract them, or tell the assistant what you spent.
Review by week, category, or person
Summaries roll spending up by week, category, and family member - so the honest conversation has honest numbers.
A budget month that starts on payday
Budget apps assume money arrives on the first of the month. Real salaries land on the 25th, the last Friday, or whenever payroll runs - and a calendar-month budget splits the cycle awkwardly in two. FamiliaSync lets you set the day your budget month begins, so the plan wraps around your pay cycle instead of fighting it.
The order matters too. Income and planned savings go in first, recurring payments - rent, insurance, subscriptions - are part of the plan rather than surprise debits, and the balance that remains is the honest one. You budget from what is actually spendable, not from the number at the top of the statement.
Numbers everyone can see
A family budget only works if both partners are looking at the same truth. Spending logs per family member and category, summaries roll up by week, and filters answer 'where did it go?' in seconds instead of at the end of a statement. When devices are paired, those numbers live on both phones - the honest conversation gets honest figures.
The on-device assistant closes the last gap: asking 'can I afford 150 this weekend?' checks the current month's budget and answers on the spot. No tab-switching, no mental arithmetic, and - because the assistant runs on-device - no third party learning what your family spends.
No bank connection, on purpose
Every budgeting app that syncs with your bank asks for credentials and a third-party aggregator sitting in the middle. FamiliaSync skips the whole arrangement: you log expenses yourself, photograph receipts and let on-device OCR pull out the merchant, total, and line items, or just tell the assistant what you spent. The friction bank sync was invented to remove mostly disappears - without the credentials ever existing.
Everything lands in an AES-256-GCM encrypted database on your own devices. There is no FamiliaSync server holding a copy of your finances - not even an encrypted one. A budget is the most sensitive document a family produces; it should live somewhere you control.
Common questions
- Where does my financial data go?
- Nowhere. Budgets, expenses, and receipts live in an AES-256-GCM encrypted database on your own devices. There is no FamiliaSync server holding a copy - not even encrypted.
- Does it connect to my bank?
- No, deliberately. There's no bank sync and no stored credentials - you log expenses yourself or let receipts and the assistant do most of the work. Your banking data never touches a third party, including us.
- Can I track spending in different currencies?
- Yes - each expense carries its own currency code, which suits families who travel, shop across borders, or manage money in more than one currency.
- What can the loan calculator do?
- It computes EMI payments for a loan and lets you save the result, so you can compare scenarios - a car loan versus a renovation loan, say - before committing to either.
Get your family in sync.
Join the waitlist - free forever, with no cloud account needed to get started.
Free forever · No cloud account needed